Mr. Hardin is interested in the Medicare Advantage (MA) PPO plan that you represent. It is one of three plans operated by the same organization in Mr. Hardin’s area. The MA PPO plan does not include drug coverage, but the other two plans do. Mr. Hardin likes the PPO plan that does not include drug coverage and intends to obtain his drug coverage through a stand-alone Medicare prescription drug plan. What should you tell him about this situation?
Mr
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