[Verified Answer]: A key difference between an HMO and a PPO…

A key difference between an HMO and a PPO is: PPOs typically provide policyholders coverage to see a wider range of providers than HMOs PPOs typically require referrals by primary care physicians in order for a policyholder to see a specialist HMOs typically charge much higher premiums than PPOs PPOs typically do not require referrals by primary care physicians in order for a policyholder to see a specialist